Butte County Bankruptcy Attorney
Filing Bankruptcy in Northern California?
Here at The Law Office of Nikki Farris, our team has represented clients
throughout Chico and Butte County for two generations.
Our firm, previously called Baker & Farris, has been assisting clients
who are facing serious financial problems, for several years, and we provide the legal counsel they need when filing for bankruptcy
or dealing with serious debt problems.
Above all, our
bankruptcy lawyers understand that every individual has a specific set of circumstances that
should be reviewed to determine the best course of action to resolve the
situation. We are committed to providing the help you need to STOP collections,
repossession, resolve foreclosures and other urgent matters that are of
deep concern to you or your family.
We Help You Make Educated Decisions
Our Butte County bankruptcy lawyers can help you make an educated decision
about whether to file for
bankruptcy and whether
Chapter 7 or
Chapter 13 is best for your situation. There are also some cases where bankruptcy
is not the best option. We are highly knowledgeable regarding the various
alternatives to bankruptcy and
what bankruptcy can and can't do. Our team devotes time and attention to help you understand your options.
From helping clients understand the
bankruptcy exemptions, to explaining the
means test and other steps involved in the bankruptcy process, we cover all angles
so that you are fully prepared to make the best decision for your financial
future. When you enlist the help of a Chico bankruptcy attorney at The
Law Office of Nikki Farris, you can rest assured knowing that you have
a dedicated professional on your side who will help you succeed in:
In addition to bankruptcy, there are many other legal problems that a person
can face when dealing with debt. Our lawyers provide
debt counseling and legal advice to individuals and families.
Experience Real Debt Relief!
When you have no possibility of keeping up with payments due to job loss
or other circumstances, Chapter 7 bankruptcy could be the solution for
you. The federal government offers this opportunity for a fresh start
by discharging the person's consumer debt. Consumer debt includes
debts that are not secured, such as credit cards, medical bills, personal
loans, overdue utility payments, and other debts with no collateral. Once
the bankruptcy process is complete, you will no longer owe these debts
and will be able to move forward.
There are other cases where a person does not wish to file Chapter 7 or
is not eligible. Chapter 13 bankruptcy is an ideal debt relief option
for those who have a steady job and income, but are too far behind in
payments to every catch up. This form of bankruptcy provides an opportunity
to keep your assets and to pay off back bills over a three- to five-year
period, or in one payment.
Solutions for Debt-Related Problems
There are other options to debt related problems that our bankruptcy attorneys
can initiate based upon your personal financial situation. We are here
to find the best possible resolution for you during this stressful and
serious time, and our bankruptcy lawyers can also help protect you against
wage garnishment. Many may not need to file bankruptcy, but need help in getting a
Are You Ready
To become debt-free?
We've helped many people
enjoy financial freedom.
Contact Us Today
Others who were caught up in the subprime mortgage bubble are now facing
serious financial challenges, as they may have a property that is mortgaged
far beyond its current market value. We can assist those caught in a financial
trap with their mortgage and help them to find a way to get the loan modified.
Often banks and other lenders are more willing to work with an attorney
than a mortgage holder, and we have extensive experience in helping those
with an unmanageable payment situation get it resolved. Our bankruptcy
team also provides legal representation to arrange a
deed in lieu, fight for you in a
foreclosure defense, and assist in
No matter what your financial situation is, there is likely a solution
that will bring you the relief you need.
We have extensive experience to bring to the table, and our client-focused law firm provides personal,
compassionate service to individuals and families throughout Chico and
the entire Butte County area. We are committed to helping our clients
find the best possible solution for their debt-related problems and acting
quickly on their behalf. There are usually good solutions for financial
disasters, and with a review of your situation we can advise you what
we can do to help. To find out if you
qualify for bankruptcy , contact us today for a free
case evaluation by calling (888) 325-1181 or visit our office located at 45 Jan Ct., #
175 Chico, CA 95928.
Contact a Butte County bankruptcy lawyer
from our firm to discuss your debt problems and what can be done for you.
Our firm is proud to serve residents throughout Butte County & Northern
California. This includes
Yuba City, California.