Chico Bankruptcy Attorney

Bankruptcy Lawyer Serving Chico and Butte County

For two generations the attorneys at Baker & Farris, Attorneys at Law have advised and represented Northern California. We specialize in general business and corporate law, civil litigation, estate planning and bankruptcy law. We believe that everyone deserves a fresh start. Our goal is to provide our clients with professional representation throughout their cases and zealous advocacy against creditors.

We Are Here to Help

You may know what it is like to receive a "Notice of Demand for Payment" letter from the IRS. From that point, you are granted four weeks from the date of the IRS letter to pay back your taxes in full or make plans for monthly installment payments. Many people do not have the means to repay their tax debt before the IRS takes collective actions. Once the IRS begins collective actions, it is difficult to get them lifted on their own. By neglecting to address your federal tax debt, the IRS keeps adding interest fees and penalty charges to what you already owe. This vicious cycle can overpower people and make them feel as though they will be in debt for the rest of their life.

When debts and collection actions become too much for you to handle, there is a solution. The bankruptcy laws work to help people with credit card and other debts by wiping their financial slate clean through a discharge of those debts. Bankruptcy is a tool to not only fix your credit but your overall quality of life.

Bankruptcy will STOP repossessions, debt-related stress, harassing collection calls, foreclosures, lawsuits and wage garnishments. Bankruptcy will allow you to PROTECT your home, car, income and assets.

Eliminate or Reduce Your Debt

We represent clients in both Chapter 7 and Chapter 13 bankruptcies. We can help you decide which solution is best in your situation. Chapter 7 bankruptcy will forever eliminate your dischargeable debt. Chapter 13 bankruptcy will restructure your debt into a payment you can afford, as well as possibly eliminate the second mortgage on your home.

Free Consultation with a Chico Bankruptcy Lawyer

All chapters of bankruptcy have numerous rules and exceptions as to what types of debts are covered, who can file, and what property you can and cannot keep. For these reasons, it is recommended that you seek the advice of experienced legal counsel to determine whether bankruptcy is the best option for you and whether feasible alternatives exist. A Chico bankruptcy attorney can assist you in making the right decisions in order to move past your debt and on with your life.

Contact a Chico bankruptcy attorney today at 530-898-1488 for a no cost attorney consultation. Or, fill out the form below and we will email or call you based on your preference.