Chico Creditor Harassment Attorney

Stop Creditor Harassment Today by Filing for Bankruptcy

When times are tough and you're dealing with a difficult financial situation, the last thing you need is to be hounded day and night by the organization that you owe money to or a collections agency hired by them. Creditors seeking payment may call you multiple times a day, leave messages requesting immediate payment or send letters mentioning possible legal action. Their actions can cause an already challenging situation to be even worse, and further distract you from the critical task of raising yourself out of debt. Despite their aggressive tactics, there are specific safeguards in place that provide you with protection and limit what they can do.

If you are being harassed by creditors, contact a Chico bankruptcy lawyer to discuss the circumstances of your situation and learn about the various legal options available to you. We have successfully provided legal support to hundreds of Butte Country residents in order to give them breathing room from creditors, and are available to do the same for you. We are passionate about supporting those in the community who may be financially down on their luck and will work relentlessly to defend you against creditor harassment.

Are you being harassed by creditors in Chico?

Regardless of how hard they try to convince you that you are stuck in a corner without any legal recourse, there are various rules and restrictions placed on creditors that regulate what they are able to do. One of the key legal elements that helps protect you against abusive tactics is the Fair Debt Collection Practices Act (FDCPA).

Several activities that they are prohibited from doing under the Act, including:

  • Contacting someone outside of reasonable hours.
  • Using threats of violence, or abusive language, against someone
  • Repeatedly calling someone in an annoying and/or harassing manner
  • Contacting a person who is known to be represented by an attorney
  • Impersonating a law enforcement officer or legal representative in order to force someone to pay a debt

Contact a Butte County bankruptcy attorney to talk about your financial situation and learn about how we can provide you with legal support against creditor harassment.