Debt Negotiation in Chico, CA

Whether you've lost your job and have been forced to live off your credit card, had a sudden decrease in your income that required you to seek a personal loan or been forced to deal with an expensive medical procedure, debt can quickly pile up and cause ongoing headaches. Your bill payments can spike dramatically, creditors can hound you all day, you can be threatened with lawsuits and your credit score can decrease. When facing a spiraling debt situation, one key tool you can utilize is to speak with your bank, credit card or creditor and negotiate new terms. Often times those that you owe money to would rather secure new terms in order to continue getting money from you, rather than risk having you cease being able to pay them anything.

If you are struggling with debt and need to negotiate new terms, contact a Chico bankruptcy lawyer and learn how we can assist you in your quest to bring your debt payments under control. We have been helping hard working people just like you negotiate more favorable debt payment options for several years and are passionate about helping you get your life back on track by reining in your debt. We will sit down with you and determine how much you can pay and how long it will take you to repay your debt, and will then work relentlessly to get your debt lowered.

Helping Resolve Your Debt in Chico & Butte County

Debt negotiation entails working with those that you owe money to, or a collection agency, in order to lower your balance by as much as 60 percent, with the rest simply eliminated. Typically, debt from items like credit cards, medical bills and personal loans can be renegotiated. If you haven't been able to make your monthly payments and/or are being harassed by creditors, obtain legal support to help get some relief.

Contact a Butte County bankruptcy attorney to discuss your financial situation and learn how we can help you negotiate better terms for your debt.