Debt Litigation in Chico, CA
When you're buried in debt and struggling to dig yourself out of a difficult financial situation, staying current on your payments is often extremely difficult. Monthly payments can rise beyond what you're able to pay after you secure life necessities like food and gas. If you fall behind on your payments, those you own money to will often hire collection agencies to badger you all day long. These agencies can be very aggressive, as they are trying to force you into making payments regardless of whether you're financially able to or not.
If they're unsuccessful in their efforts and enough time passes, the entity you owe money to may decide to take legal action. This can be very frightening to most people and often increases the stress they are under in both their personal and professional lives. They may feel like they have no rights or are going to be forced to accept whatever judgment is handed down against them in a court of law. If you have been served a notice regarding a debt, immediately contact a Butte County bankruptcy lawyer to discuss the case against you and obtain valuable legal advice about your options.
Bankruptcy Lawyer in Butte County
When companies or collections agencies are trying to get you to pay back what is owed, they can be very aggressive. However there are specific activities that they are legally prohibited from engaging in, including:
- Using threats of violence or abusive language against you, or threatening to have you jailed
- Contacting you outside of reasonable hours; defined as before 8 a.m. or after 9 p.m.
- Contacting you after they have been made aware that you're being represented by an attorney
- Impersonating a law enforcement officer or legal representative to try and force you to pay the debt
Failure to abide by these restrictions can be used against them in a court of law.
Don't get caught in the trap of thinking that there is nothing that can be done. We are passionate about assisting those in our community who are struggling through difficult financial circumstances and will work tirelessly on your behalf to bring the case to a successful conclusion.
Contact a Chico bankruptcy attorney to discuss your case and obtain seasoned legal support to help defend yourself in a court of law.
“Nikki Farris is very easy to talk to, professional and knowledgeable.” - Rachele T.
“Fast consultation and excellent service.” - Lucian R.
“Nikki was so kind, so compassionate.” - Kali H.