Discharging your Debt
Discharging Your Debt in Chico
For those who are burdened by the stress of unmanageable debt, there are solutions to help you gain control of what seems to be a hopeless situation. Chapter 7 bankruptcy can be filed to discharge many of the debts you are struggling with in a fairly short period of time. This can bring much needed relief and provide you with the benefit of a clean slate and the ability to start over without your consumer debt burden.
To learn whether bankruptcy is the right option for your financial circumstances, it is in your best interests to discuss the matter with a competent Chico bankruptcy attorney that is well versed in the laws and procedures that pertain to this course of action. There are many benefits to filing bankruptcy, but it is also important to know what bankruptcy can and can't do for you so you can make an educated decision about whether to pursue this path or not.
Put an End to Unmanageable Debt
Chapter 7 is also known as "liquidation" bankruptcy because, while the debts included in the bankruptcy are wiped out upon completion of the process, certain assets may have to be sold to satisfy your creditors. This type of bankruptcy can eliminate any obligation to pay credit card and other unsecured debts. For individuals and spouses who pass a means test and meet the qualifying criteria to file Chapter 7, this can be a very workable solution to becoming debt free and stopping creditor harassment, threats of wage garnishment and lawsuits.
At The Law Office of Nikki Farris, we are a family run business that is passionate about providing effective debt relief solutions to clients that are overwhelmed by their debt. We have been representing individuals and families in bankruptcy and other alternatives to bankruptcy for several years and we are standing by, ready to help you make the best decision on how to handle financial issues you are dealing with.
For information on how bankruptcy can eliminate your debts, contact a Butte County bankruptcy lawyer at our firm now.
“Nikki Farris is very easy to talk to, professional and knowledgeable.” - Rachele T.
“Fast consultation and excellent service.” - Lucian R.
“Nikki was so kind, so compassionate.” - Kali H.