Collections Defense

Chico Debt Collection Defense Attorney

Stop Creditors from Taking Your Hard-Earned Money

When dealing with the extraordinarily challenging financial times we're living through, periodically you may fall behind on bill payments and struggle to catch back up. If enough time goes by, those that you own money to can hire a collections agency to step in and pressure you to pay the money owed. These agencies can be extremely aggressive and contact you all day with phone calls, letters and even threats of legal action. Their actions can be incredibly disconcerting and add to the stress you're already under, thus further distracting you from focusing on improving your financial situation.

If a collections agency is hounding you for money, immediately contact a Butte County bankruptcy lawyer to obtain critical legal information about your rights and actions that can be taken to ease the pressure off you. We are passionate about supporting members of the community and will work tirelessly to get the creditors off your back so you can fully focus on the actions needed to pull yourself out of debt.

Chico Lawyers Defending Against Abusive Collectors

Collectors often act as if you have no rights or options to stop them. They want you to believe that you are stuck in a corner and must put up with their threats without any legal recourse. This is false and there are actually multiple legal avenues that can be pursued. We can negotiate a reduction in your debt, which helps you lower the amount that you owe and reduces your monthly payments. In some instances, we can consolidate multiple bills into one monthly payment, enabling you to pay less per month and gain some valuable breathing room. If you are being threatened with foreclosure, we will tirelessly defend you in order to obtain the best outcome possible.

Contact a Chico bankruptcy attorney by calling (888) 325-1181 to discuss your financial situation and obtain key legal advice about ways to get creditors off your back.


  • “Nikki Farris is very easy to talk to, professional and knowledgeable.” - Rachele T.
  • “Fast consultation and excellent service.” - Lucian R.
  • “Nikki was so kind, so compassionate.” - Kali H.

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