Debt Counseling

Chico Debt Counseling Lawyer

When you're buried in debt, you can quickly get into a tailspin where it seems like there is no hope. Bills pile up, you may fall behind in making payments, creditors start calling you all day long, and you may be threatened with having your personal items repossessed, your wages garnished or even having to foreclose on your home. If you are struggling with debt and are facing consequences as a result of being behind in your payments, contact a bankruptcy lawyer to discuss your situation and learn about your various legal options.

We are passionate about helping Butte County residents improve their financial situation. We will work directly with you to ensure you fully understand the options available and will then relentless pursue them to give you the best chance possible of easing the financial pressure you're under. We have several years' experience providing legal counsel to those struggling with a variety of debt-related situations and will work day and night to resolve the debt issues you're facing.

Bankruptcy Attorney in Butte County

Some of the legal avenues available to you include:

  • Debt Consolidation - This entails combining multiple credit card bills, or multiple monthly bills, into one payment. Benefits can include a reduced monthly payment, better late fee terms and lower interest rates.
  • Debt Negotiation - This is where we work with the entities you own money to in order to reduce your balance by up to 60 percent. Debt stemming from credit cards, medical bills and personal loans can usually be negotiated down.

If you are struggling with mounting debt problems, don't continue to suffer alone. Retain an experienced legal representative to find out what can be done to ease the stress you're dealing with and get you back on the path to financial health.

Contact a Chico debt counseling attorney by calling (888) 325-1181 to obtain crucial legal counseling regarding your debt situation.



  • “Nikki Farris is very easy to talk to, professional and knowledgeable.” - Rachele T.
  • “Fast consultation and excellent service.” - Lucian R.
  • “Nikki was so kind, so compassionate.” - Kali H.

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