Debt Settlement

Chico Debt Settlement Lawyer

Is debt settlement an option for you?

Debt settlement can be a highly effective solution for those who are struggling with unmanageable debt. It offers debtors a way to pay off a debt by reducing the amount they have to pay and avoid the repercussions of bankruptcy. Creditors are often more receptive to taking less than the amount they are owed so that they can get something instead of nothing, which is most likely what would occur if the debtor were forced into bankruptcy.

If you or someone you know has fallen behind on credit card or other payments, and you feel that there is no feasible way to get current, your interests would be best served by speaking with a highly skilled Butte County bankruptcy lawyer about what options are available to you.

There are many debt relief solutions that exist and a competent legal advocate can help determine the best way to proceed and provide you with the guidance needed to complete that course of action.

Experienced Bankruptcy Attorney Serving Butte County

Debt settlement works well for those who have access to a lump sum of money that can be offered to a creditor to settle their debt. Many people come up with the funds either by saving over a period of time or selling some of their assets to have a large enough offering to satisfy the creditor. In certain cases, negotiations between your lawyer and the lender can result in as much as a 50% reduction of what was originally owed, so this can be a substantial savings to you.

At The Law Office of Nikki Farris, we are extensively experienced and highly successful in debt negotiation and helping clients come to an agreement with their creditors to a fair settlement amount. We have several years of experience in representing clients in bankruptcy and other alternatives to bankruptcy and are prepared to provide you with the strong advocacy you need and deserve in your financial situation.

Contact a Butte County debt settlement attorney by calling (888) 325-1181 at our firm now for answers to your questions and information on how debt settlement may be a feasible option.


  • “Nikki Farris is very easy to talk to, professional and knowledgeable.” - Rachele T.
  • “Fast consultation and excellent service.” - Lucian R.
  • “Nikki was so kind, so compassionate.” - Kali H.

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