Chico Bankruptcy Attorney
Providing Clients with Effective Counsel for Chapter 7 & Chapter 13
Struggling with a crushing load of debt can be one of the most complex, frustrating and emotional situations that a family is ever forced to face. Unfortunately, you understand this. What you do not understand is how you have come to this situation and how you will get yourself out of it. Here at The Law Office of Nikki Farris, Chico's premier bankruptcy and foreclosure defense law firm, our legal team works persistently to advocate the rights of debtors and consumers alike. By taking advantage of the laws in place, we can help you overcome your debt and keep it off for good!
Chapter 7 bankruptcy is a chapter under bankruptcy law that allows consumers to pay back a large portion of their debt by liquidating their assets. During Chapter 7, the person filing for bankruptcy may be forced to renounce their possessions in hopes of paying back debts to their creditor. Chapter 13, on the other hand, allows for consumers in debt to make a payment plan to pay back their debt over a three to five year period. Both allow for financial success in the future when filed correctly.
Contact a Chico Bankruptcy Lawyer
When working with a Chico bankruptcy lawyer from our firm, we can provide you with the tools and resources to do several things. First and foremost, we will give you the power to stop all collections and abusive creditors in their tracks. We will help you come to decisions as to which chapter of bankruptcy you should file for, or if filing for bankruptcy is even the right decision for you. If you have been served a notice of foreclosure on your Chico residence, we can help you find effective strategies to defend your home from foreclosure.
“Nikki Farris is very easy to talk to, professional and knowledgeable.” - Rachele T.
“Fast consultation and excellent service.” - Lucian R.
“Nikki was so kind, so compassionate.” - Kali H.